Theft is the act of stealing – the wrongful taking of your personal goods and property to another location. Vandalism is deliberate mischievous or malicious destruction or damage to your goods and property.
A burglary or home invasion results in difficult and stressful feelings for homeowners and renters, regardless of what was taken or damaged. The first step to take after a burglary is calling the police, who will investigate and compile a report listing all items stolen. It is up to you to assist the police in their work and ensure that everything in the report is accurate. Later, if you find that other items are missing, you will need to phone the police to ensure that the report can be updated.
You will also need to notify your insurance company about the burglary or home invasion and file a claim based on the value of the items that have been stolen. The insurance company will check with the police to ensure that a report has been filed and will use that report to make the decision over the amount of money to be paid out against the policy. If you update the police report, you will need to inform your insurance company.
Coppermark Public Adjusters can help you with a theft or vandalism claim from start to finish. We will help with any claim, whether it is for a business or stolen personal property.
Coppermark Public Adjusters will help you file a claim and any supplemental claims to help recover the total cost of everything that has been broken, damaged or stolen from any home invasion, burglary or vandalism.
Insurance companies will need to know that you owned the items that you claim to have been stolen from the burglary. This means showing documentation to prove the ownership, such as credit card statements, receipts or even pictures. The more documentation that you can provide, the easier it is for your policy provider to finalize the claim.
In responding to your claim, your insurance company should be able to cover any vandalism that has occurred to the home, such as broken windows or doors. The insurer will even pay for any damage that has been done inside the home, such as damage to the walls or other items. Remember, these claims will be checked against the police report.
Dealing with insurance companies can be stressful for anyone. Coppermark Public Adjusters is there to help you solve the problem and recovery the value of your stolen or vandalized property.