For HOA Boards & Associations
Condo & HOA Association Claims
Association claims are uniquely complex. We help boards document losses and avoid costly special assessments.
For Associations
Condominium and HOA association claims
Association claims are uniquely complex. Master policies, unit-owner coverage, bylaws, and board responsibilities all intersect, and a misstep can leave the association facing a special assessment.
Coppermark helps HOA boards and condo associations document common-area and structural losses, coordinate with property management, and negotiate a settlement that protects reserves and unit owners alike.
What We Handle
Where association claims get complicated
Boards carry real responsibility. We document and coordinate:
- Master policy vs. unit-owner coverage
- Common-area vs. unit responsibility
- Roof and structural claims
- Special assessment avoidance
- Coordinating with property management
- Protecting association reserves
How It Works
Four steps from damage to settlement
Call before you file
Reach us 24/7. The sooner we’re involved, the better we can protect your claim from day one.
We review your loss
We inspect the damage and your policy to find every coverage you’re entitled to — at no cost to start.
Document & negotiate
We build the evidence, handle the paperwork and meetings, and negotiate directly with your insurer.
You get your check
We stay with you through the entire process — nothing is settled without your approval.
Why Coppermark
An experienced advocate in your corner
We work only for you
Coppermark represents the policyholder — never the insurance company.
Available 24/7
Disasters don’t keep business hours. Reach a real adjuster whenever you need one.
Free policy & claim reviews
Think you were underpaid or wrongfully denied? We’ll review your policy and claim at no cost.
Low risk to start
Our fee typically comes from your claim proceeds — little to no out-of-pocket cost.
Common Questions
Questions, answered
It depends on the master policy and bylaws. Coppermark helps boards and associations document common-area and structural losses and coordinate with unit coverage to avoid gaps and special assessments.
Coppermark’s fee typically comes directly from your claim proceeds, so there’s little to no out-of-pocket cost to start. Your initial claim review is free, and no settlement is ever accepted without your consent.
As early as possible — ideally before you contact your insurance company. The sooner we document and manage your claim, the better protected it is. We answer calls 24/7 at 855-45-CLAIM.
Often, yes. If you believe a past claim was underpaid, we can review it and, in many cases, re-open past claims to pursue additional money you may be owed.
Protect your association and its reserves.
Get a free review of your condo or HOA claim from a licensed Oklahoma public adjuster.
Available for calls 24/7 · We represent you, not the insurance company.
